Axis Bank Neo Credit Card

Axis Bank Neo Credit Card is full of exciting offers and benefits to make your life more easier and luxurious.

From special discounts on Amazon, BookMyShow, Myntra, Grofers, Zomato, Paytm to gift vouchers on recharge, entertainment & shopping, you can enjoy the best deals among these categories.

With several reward points and unlimited benefits throughout the year. Let dive into the different features and benefits of the Axis Bank Neo Credit Card.

Want to compare with other credit cards? Visit Compare Credit Card Features page.

Features of Axis Bank Neo Credit Card

There are various features that the Axis Bank Neo Credit Card holds. from discounts welcome benefits, reward points, and many others. Here are the main features of Axis Bank Neo Credit Card-

Gift Vouchers

With the Axis Bank Neo Credit Card, you get gift vouchers in your shopping from various e-commerce websites.

• With the Axis Bank Neo Credit Card, you will also get a flat 10% discount on Grofers. The minimum transaction amount should be Rs. 750. Hence, you will get a discount of Rs. 250 every month.
• Along with that, you will get a 5% discount on your bill payments through Paytm every month.

Welcome Benefits

You will get 10% discounts when you do online shopping from Myntra and Amazon. The minimum amount should be Rs. 500. To avail this benefit, you will have to purchase with the Axis Bank Neo Credit Card, within 30 days of card issuance.

Discounts on Dining

The Axis Bank Neo Credit Card offers exclusive dining discounts for customers. You can enjoy fine dining with up to 15% discounts at several partner restaurants across India.

Joining Fee

You also get a waiver on the joining fee of Rs. 250, if you spend Rs. 2500 within 45 days of card issuance.

See other Axis credit cards: Axis Ace Credit Card | Axis Signature Credit Card | Axis Privilege Credit Card

Benefits of Axis Bank Neo Credit Card

The Axis Bank Neo Credit Card offers various benefits so you can remain stress-free. You can gain maximum monthly benefits using the card for different purposes. Some of the benefits of the Banner Neo Credit Card are-

Facility of EMIs

The Axis Bank Neo Credit Card allows you to convert your reward points on purchases into EMIs. You can avail this benefit using the card with EMI tenures between 6 to 24 months.

• If you make any transaction of Rs. 2500 or above, you can cover them into EMIs easily.

Calculate you EMI: EMI Calculator

Rewards Points

One of the major benefits of the Axis Bank Neo Credit Card is the reward point that you will get with your spends. In every transaction of Rs. 200 with Axis Bank Neo Credit Card, you can edge rewards.

Safe and Secure Transaction

You don’t need to worry if your Axis Bank Neo Credit Card gets stolen. The credit card is protected with an EMV chip that ensures safety while you do any online shopping.

Lost Card Liability

The Axis Bank Neo Credit Card also comes with lost card liability. So whenever you discover that you lost your card, you need to immediately inform the bank. In this way, they protect your card from further transactions.

Travel Benefits

The card Banner Neo Credit also has several travel offers to make your journey smooth and memorable. You can pay with RMIs for your hotel bookings on Goibibo and Yatra.

• You will get a discount of around Rs. 800 on your first transaction for international and domestic flights with Axis Bank Neo Credit Card. To avail of this benefit, you will have to book your flight with EaseMyTrip.

Discounts on Movie Tickets

You will enjoy a 10% discount for movie ticket booking with BookMyShow. You will receive monthly benefits of Rs. 50 on your movie tickets with Axis Bank Neo Credit Card.

Credit limit Offered By Axis Bank Neo Credit Card

The Credit Card limit of the Axis Bank Neo is set by the bank. There are various factors that the bank verifies for limitation. Factors such as credit score, credit history, current, and past debts as well. During your card issuance, you will know about the credit card limit.

Visit Credit Score Checklists.

Steps to Redeem Reward Points of Axis Bank Neo Credit Card

These are the steps that you should follow to redeem the reward points of the Credit Card Banner Neo by Axis Bank-

• Visit the Axis Bank Country website and log in to your net banking.
• Then click on “Account Summary.”
• After that click on “Axis edge Rewards.”
• A dialog box will appear to read the terms and conditions. Scroll down and then click on “Redeem Now.”
• Then a drop-down menu will appear, choose the reward and add them.
• After that, click on “Confirm” and you are done.

Eligibility Criteria for Axis Bank Neo Credit Card

These are the following eligibility criteria that you should have to become Axis Bank Neo Credit Card customer-

• The age of the primary cardholder should be at least 18 years or above.
• The maximum age of the applicant should be 70 years.
• Also, if your are resident and non resident Indian can apply for the Axis Bank Neo Credit Card.

Visit Axis Bank’s official website.

Documents Required To Apply For Axis Bank Neo Credit Card

These are the following documents that you need to submit to the Axis Bank. Remember, that these documents will be verified by the bank, if they find any fault in them, then they might decline your application.

Identity Proof

• Adhaar Card
• Driving License
• Passport
• Recent Coloured Photograph

Residence Proof

• Ration Card
• Passport
• Adhaar Card
• Electricity Bill
• Telephone Bill

Income Proof

• Recent Salary Slip
• Recent copy for Income Tax Return
• PAN Card
• Form 16

Steps to Apply for Axis Bank Neo Credit Card

You can easily do credit card application by visiting the nearest branch of Axis Bank in your area and fill-up the form. The staff will help you with the verification and other processes.

Online Process-

If you want to apply for Axis Bank Neo Credit Card online and enjoy various benefits. You need to follow these steps to apply for Axis Bank Neo Credit Card-

• Visit the bank country website connect of Axis Bank.
• On the top left-hand side, you will see three horizontal bars. Click on them.
• You will see a list, with various options. Go to “Apply Now.” and click on it.
• Another list will appear. Scroll Down and click on Credit Cards.
• A dialog box will appear asking that you are an existing customer of Axis Bank or not. Choose accordingly.
• A form will appear where you have to fill in your details such as name, pin code, pan, annual income, etc.
• After that upload the documents, and you are done.
• After completing the process, you will receive a confirmation call from the Axis Bank for verification and other processes.

Charges and Fees of Axis Bank Neo Credit Card

These are the following charges and fees that you need to pay for Axis Bank Neo Credit Card-

Joining Fees– Axis Bank charges Rs. 250 as a joining fee to apply for a credit card in this category. If you make a minimum transaction of Rs. 2500 within 45 days of card issuance, then you will not have to pay the joining fees.

Annual Fee– The Annual Fees for Neo Credit Card is Rs. 250.

Cash Payment Fee– The fee for paying your dues with cash is Rs. 100.

Fee for Cash Withdrawal– The minimum amount for cash withdrawal for Axis Bank Neo Credit Card is Rs. 250. You have to pay 2.5% as a cash withdrawal fee for the credit card.

Over-limit Charges– If you make any transaction exceeding the limit, then you have to pay a penalty. You have to pay 35% of the total over-limit amount. The minimum amount is Rs. 500.

Cash Advance Interest– You also get a cash advance facility with the Axis Bank Neo Credit Card. Axis Bank charges 3.5% interest for advance cash facility.

Fees for Cheque Return- If your cheque gets returned, then you have to pay Rs. 300 as dishonor charges.

Foreign Currency Transaction– You can also use Axis Bank Neo Credit Card in foreign. For that, you have to pay charges of 3.50% on your total foreign transaction.

Fine for Late payment– If your total due payment is below Rs. 100, then there are no charges. You have to pay Rs. 100 for due payment between Rs. 101-Rs. 300. After that, you have to pay Rs. 300 for payment between Rs. 301-Rs. 1000. For payment between 1001- Rs. 5000, you have to pay Rs. 500. If your amount is due between Rs. 5001-Rs. 20,000, the late payment fine is Rs. 600. You have to pay Rs. 700 as late payment fine for any dues remaining above Rs. 20,000.

Frequently Asked Questions About Axis Bank Neo Credit Card

What is Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card is a new category of credit by Axis Bank. You can enjoy credit card welcome benefits, cashback benefits, internet banking, vouchers, Axis Bank Dining at partner restaurants, and many more.

How to apply for the Axis Neo Credit Card online?

You can apply for the Axis Bank Neo Credit Card by visiting the website of Axis bank or download the mobile app on your smartphone.

How to inform the bank if my Axis Neo Credit Card gets stolen or lost?

It is very important to inform the bank if your Axis Bank Neo Credit Card gets lost or stolen. For that, you can dial these numbers- 18604195555 or 18605005555 and report your loss.

How to apply for Axis Neo Credit Card if I am below 18 years?

If you are below the age of 18 years, then you don’t fit in the eligibility criteria to apply for Axis Bank Neo Credit Card. However, your parents can apply on your behalf. You will become the add on cardholder eventually.

How to check the status of Axis Neo Credit Card?

To check the application status of your Axis Neo Credit Card, you can log in to your registered net banking account with Axis Bank. Or, you can also dial the customer care number to know about the status of your application.

In how many days will the Axis Bank Neo Credit Card will arrive?

After you have completed the application and verification process successfully, then your Axis Neo Credit Card will arrive within 2 to 3 weeks at your doorstep.

Can NRIs apply for Axis Bank Neo Credit Card?

If you are an NRI, then also you can apply for Axis Neo Credit Card. You need to provide all the required documents for verification to Axis Bank.

How to view the E-Statement of your Axis Bank Neo Credit Card?

To view the e-statement of your Axis Neo Credit Card, you can log in with your User Id and Password. After you visit the portal, choose the credit card option and the period. After that, click on “View Statement.” A list will appear on the screen of the chosen period of your transactions. You can also ask the bank to send you a monthly e-statement on your registered e-mail id for easy process.